Wednesday 29 October 2025
Cost of Living Crisis - Financial Wellbeing
Money matters to everyone. Need some financial guidance or support? It's okay to ask. We all need a helping hand sometimes.
Introducing Wagestream: Your Pay, Your Way.
We’re committed to supporting your wellbeing, and that includes your financial health. And that’s why we’re excited to launch Wagestream, a new charity-supported financial wellbeing app that’s already helped colleagues across more than 135 NHS trusts, including Royal United Hospital and Great Western Hospital.
New: The Wagestream financial wellbeing app is now available to all staff. Track your earnings in real time, access your pay as you earn it, and improve your financial wellbeing with helpful tools and insights.
Wagestream – make your money work for you. By downloading and using the app, you can:
Please visit our dedicated page on SALi for more information.
New Webinars on Pension and Retirement
We are delighted that AFFINITY CONNECT are running four webinars on:
Click here to book your place on the Webinars
For more information about the Pension and Retirement courses please see below.
NHS Partial Retirement: Did you know that you can now take up to 100% of your pension and continue to work? From 1st October 2023 a new pension income flexibility has been made available to staff members who have built up pension in the 1995 NHS Pension Scheme. If you are thinking about your retirement income options and want to understand more about all the flexible ways you could take your pension, especially the option for drawdown then this course would be ideal for you.
NHS Partial Retirement Promotional Video
Your Pension and the Public Sector Pension Remedy: Did you join a public service pension scheme on or before the 31st March 2012 and were still a member of the scheme on or after 1st April 2015? If your answer is yes, it's likely that you'll be part of the McCloud judgement remedy which resulted from the breach of age discrimination rules. This course has been developed to help you understand the changes, explore your options, and help you to make the right decisions when the time comes.
Your Pension and the Public Service Pension Remedy Promotional Video
Taking Control of Your Finances: Ever wonder where your pay really goes? Or how to budget wisely while still enjoying the things you love? Curious about how your pension fits into your long-term plans or how smarter saving could make your money go further?
Whether you're just starting out or looking to make the most of your employee benefits, this session is packed with practical, actionable advice. This will guide you through the essentials of financial planning to help you feel more confident and in control of your financial future.
Taking Control of Your Finances Promotional Video
Planning for Retirement: Are your retirement savings on track? Do you know how much income your pension savings may provide? Have you thought about how much income you might need when you retire? Retirement might be up to 10 years away but it’s never too soon to start planning. This course is perfect for anyone thinking about retirement or already at the planning stages.
Planning for Retirement Promotional Video
MoneyHelper - making your money and pension choices clearer
MoneyHelper is here to help, so you can move on with life. Here to cut through the jargon and complexity, explain what you need to do and how you can do it. Here to put you in control, with free, impartial help for money and pensions that’s quick to find, easy to use and backed by government.
Whatever your circumstances or plans, we offer clear guidance online, over the phone and face-to-face. We can also point you to trusted services, if you need more support.
We can help you:
For money and pensions help all in one place that’s free to use
Money Saving Expert
An up to date list of all discounts and vouchers available to NHS staff here
Money Saving Expert has a Cost of Living Help Guide with 90 tips on how to save money and cut bills.
https://www.moneysavingexpert.com/family/cost-of-living-survival-kit/
There is also a page with guides and tools to help boost income and cut costs.
https://www.moneysavingexpert.com/family/
Help with debt
The UK government's “Options for paying off your debt” page is a good starting point to understand how you can pay off or manage debts more easily. https://www.gov.uk/options-for-paying-off-your-debts.
Grants
Download and read this clickable PowerPoint which signposts staff to grant information.
UNISON
UNISON has a welfare charity for members experiencing financial and emotional difficulties. https://www.unison.org.uk/get-help/services-support/there-for-you
Our staff at Salisbury District Hospital have long been well regarded for the quality of care and treatment they provide for our patients and for their innovation, commitment and professionalism. This has been recognised in a wide range of achievements and it is reflected in our award of NHS Foundation Trust status. This is afforded to hospitals that provide the highest standards of care.
