Wednesday 20 August 2025
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Financial Wellbeing

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Cost of Living Crisis - Financial Wellbeing 

Money matters to everyone. Need some financial guidance or support? It's okay to ask. We all need a helping hand sometimes.

 

Introducing Wagestream: Your Pay, Your Way.

We’re committed to supporting your wellbeing, and that includes your financial health. And that’s why we’re excited to launch Wagestream, a new charity-supported financial wellbeing app that’s already helped colleagues across more than 135 NHS trusts, including Royal United Hospital and Great Western Hospital. 

New: The Wagestream financial wellbeing app is now available to all staff. Track your earnings in real time, access your pay as you earn it, and improve your financial wellbeing with helpful tools and insights.

Wagestream – make your money work for you. By downloading and using the app, you can:

  • Have instant access to earned wages
  • Use a benefits checker to claim what you’re owed
  • Track pay after every shift
  • Build savings habits
  • Speak to a financial coach for support

Please visit our dedicated page on SALi for more information.

 

MoneyHelper - making your money and pension choices clearer

MoneyHelper is here to help, so you can move on with life. Here to cut through the jargon and complexity, explain what you need to do and how you can do it. Here to put you in control, with free, impartial help for money and pensions that’s quick to find, easy to use and backed by government. 

Whatever your circumstances or plans, we offer clear guidance online, over the phone and face-to-face. We can also point you to trusted services, if you need more support.  

We can help you:

  • clear your debts
  • understand your pension options
  • plan for retirement
  • reduce your spending and build up savings 
  • navigate life events such as redundancy, relationship breakdown or bereavement
  • plan ahead for major purchases 
  • find out about extra benefits and entitlements. 

For money and pensions help all in one place that’s free to use

 

Money Saving Expert

An up to date list of all discounts and vouchers available to NHS staff here

 

Money Saving Expert has a Cost of Living Help Guide with 90 tips on how to save money and cut bills.

https://www.moneysavingexpert.com/family/cost-of-living-survival-kit/

 

There is also a page with guides and tools to help boost income and cut costs.

https://www.moneysavingexpert.com/family/

 

Help with debt

The UK government's “Options for paying off your debt” page is a good starting point to understand how you can pay off or manage debts more easily. https://www.gov.uk/options-for-paying-off-your-debts.

 

Grants

Download and read this clickable PowerPoint which signposts staff to grant information.

 

UNISON

UNISON has a welfare charity for members experiencing financial and emotional difficulties. https://www.unison.org.uk/get-help/services-support/there-for-you


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